SMALL BUSINESS SOLUTIONS

At Beehive Financial Management, we understand the unique challenges that small business owners face. Managing growth, protecting key people, planning for the future, and balancing tax obligations can be overwhelming. 

That’s why we offer Small Business Solutions—a comprehensive suite of services designed to help you protect your business, support your employees, and optimize your financial strategies.

We partner with you to provide practical, tailored advice that allows you to focus on what you do best—running your business.

Your business relies on key individuals whose expertise, leadership, and relationships are critical to your success. Key Person Insurance provides financial protection if something happens to them. This coverage helps ensure business continuity, protects revenue, and gives your company time and resources to recover and plan.

Benefits of Key Person Insurance:

• Financial cushion to offset revenue loss
   
• Funds to recruit or train replacements
   
• Preserves confidence among stakeholders, employees, and clients

Every business owner needs a clear, strategic exit plan—whether you want to sell, transfer ownership, or retire. We help you build a step-by-step roadmap to maximize the value of your business and ensure a smooth transition on your terms.

Our Exit Planning Services:

• Business valuation guidance
   
• Succession planning
   
• Tax-efficient exit strategies
   
• Retirement income planning

Attracting and retaining great employees requires more than just competitive salaries. We help you design employee benefit programs that align with your budget and support your team's well-being.

Our Employee Services Include:

• Group life, health, and disability insurance
   
• Retirement plan setup and management
   
• Financial education and planning workshops for employees

Small businesses can quickly lose profits to inefficient tax strategies. We offer proactive, year-round tax planning to help you reduce your liabilities and make smarter financial decisions.

Key Tax Strategies:

• Entity structure optimisation
   
• Tax-advantaged benefit plans
   
• Tax-efficient exit and succession strategies
   
• Coordination with your CPA for seamless planning

Not every small business needs a full-time CFO—but you deserve expert financial guidance. Our outsourced CFO services give you access to high-level financial insight, budgeting, forecasting, and decision-making support—without the cost of an in-house executive.

What You Can Expect:

• Cash flow management
   
• Strategic financial planning
   
• Budget creation and monitoring
   
• Financial reporting and analysis

Whether you're protecting your key people, preparing for a future exit, or optimizing your tax strategies, Beehive Financial Management is here to support your success. Let’s work together to design a business plan that serves you, your employees, and your long-term goals.