Madhu Ketkar

Beehive Financial Management was born from a very personal place. I know what it’s like to face unexpected challenges—and I’ve lived the kinds of financial decisions many families struggle with.

My parents worked hard their entire lives to put us through college and save for retirement. But when my father passed away unexpectedly, my mother was left in a difficult financial situation. It didn’t have to be that way. With the right planning, it could have been prevented—and that realization changed the course of my life.

I know how it is to care for your family and aging parents. I’ve faced layoffs and navigated unemployment. I know what it feels like to want stability and clarity—especially when life gets complicated.

That’s why I created Beehive Financial Management: to give families the planning, protection, and peace of mind they deserve. 

You won’t get one-size-fits-all advice here. I take the time to understand your unique situation—whether it’s preparing for retirement, funding college, or protecting your family’s future.

No jargon. No pressure. Just smart, caring financial guidance you can trust.

Let’s talk.